balance Real Bookkeeping with AI Superpowers
Bank connections, receipt OCR, mileage tracking, multi-currency support, and AI cash flow forecasting. Starting at $9/mo -- a fraction of QuickBooks.
SOC 2 Compliant
Bank-Grade Security
99.9% Uptime
20+ Currencies
balanceTime & Projects
Settings
Revenue
$17,800
+12%
Expenses
$8,100
+3%
Net Income
$9,700
+18%
Outstanding
$4,350
3 invoices
Recent Transactions
Adobe Creative Cloud
Software
Acme Corp Invoice #041
Income
Google Workspace
Software
Riverside Coffee
Meals
Figma Pro
Software
The first bookkeeping platform that knows what's coming.
Most bookkeeping tools show you where your money went. balance shows you where it's going. Plaid bank connections sync your transactions automatically, GPT-4o vision reads your receipts, and Gemini-powered forecasting predicts your cash position 90 days and 12 months into the future. All of it starts at $9/mo, a fraction of what QuickBooks charges for far less.
Every feature works together: a receipt scan auto-matches to a bank transaction, mileage trips become tax deductions, and billable hours convert to invoices with one click. The AI deduction scanner catches deductions you didn't know you qualified for, and anomaly detection flags suspicious transactions before they become problems.
$9
Starting monthly price
20+
Supported currencies
12mo
AI forecast horizon
5
AI features built in
Not Just a Dashboard. Real Bookkeeping.
Plaid bank connections sync and categorize your transactions. GPT-4o reads your receipts. Gemini forecasts your cash flow 12 months out. And the AI deduction scanner catches tax savings you'd otherwise miss. All of it starts at $9/mo.
Explore each feature below to see what sets balance apart from QuickBooks and Wave.
Plaid Bank Connections
Module view
Link your checking, savings, and credit card accounts through Plaid's secure bank connection. Transactions sync automatically every few hours with intelligent duplicate detection. AI-powered categorization learns your patterns over time, and one-click reconciliation matches bank entries to your records in seconds.
Your finances at a glance, updated in real time
KPI cards, dual-area cash flow chart, and a live transaction feed — all synced from your bank accounts via Plaid.
balanceTime & Projects
Settings
Revenue
$17,800
+12%
Expenses
$8,100
+3%
Net Income
$9,700
+18%
Outstanding
$4,350
3 invoices
Recent Transactions
Adobe Creative Cloud
Software
Acme Corp Invoice #041
Income
Google Workspace
Software
Riverside Coffee
Meals
Figma Pro
Software
Your financial advisor that never sleeps
balance embeds AI throughout — not as an add-on, but as the backbone of how your finances are understood. Gemini forecasts your next 12 months. GPT-4o reads your receipts. An anomaly detector flags suspicious transactions before they become problems.
12-Month Cash Flow Forecast
Gemini analyzes income patterns, recurring expenses, and seasonal trends to project your cash position with confidence band ranges.
Receipt OCR via GPT-4o Vision
Point your camera at any receipt — crumpled, faded, handwritten. Vendor, amount, date, and line items extracted automatically.
AI Deduction Scanner
Scans every transaction against IRS categories and surfaces deductions you didn't know you qualified for. Run monthly or before filing.
Anomaly Detection
Flags unusual charges, duplicate transactions, and pattern breaks in real time so nothing slips through unnoticed.
balanceTime & Projects
Settings
Revenue
$17,800
+12%
Expenses
$8,100
+3%
Net Income
$9,700
+18%
Outstanding
$4,350
3 invoices
Expense Breakdown — Feb 2026
P&L Summary — Feb 2026
Invoicing & Estimates
Create professional invoices with line items, taxes, and discounts. Auto-generate PDFs, send via branded email, and track payment status. Convert estimates to invoices with one click.
Chart of Accounts
Full GAAP-standard double-entry chart of accounts with hierarchical sub-accounts. Asset, liability, equity, revenue, and expense categories with custom account codes.
Tax Center
AI deduction scanner automatically identifies missed tax deductions across your transactions. Quarterly estimates, annual tax summaries, and IRS-ready reports.
Multi-Currency
20 supported currencies with live exchange rate sync. Per-transaction currency storage with automatic forex gain/loss calculation and per-currency reporting.
Team Collaboration
Invite your accountant with role-based access. Real-time presence indicators, threaded comments with @mentions, and a full audit log of every action.
PWA Mobile App
Full bookkeeping from your phone with offline support. Capture receipts without internet, enter transactions offline, and sync automatically when reconnected.
Simple, Flat Pricing
Real bookkeeping at a fraction of the cost. No per-seat fees.
Starter
$9/mo
For freelancers
Start Trial-
2 bank accounts -
Basic reports -
Receipt uploads -
1 team member
Professional
$19/mo
For growing businesses
Start Trial-
5 bank accounts, AI features -
Receipt OCR & mileage -
Cash flow forecasting -
5 team members
Business
$34/mo
For established companies
Start Trial-
Unlimited accounts -
Multi-currency support -
Advanced reports & API -
25 team members
Full Feature Comparison
| Feature | Starter $9/mo | Professional $19/mo | Business $34/mo |
|---|---|---|---|
| Capacity | |||
| Bank connections | 2 | 5 | Unlimited |
| Transaction history | 90 days | 365 days | Unlimited |
| Custom dashboards | 1 | 10 | Unlimited |
| Team members | 1 | 5 | 25 |
| Core Features | |||
| Transactions & Reconciliation | |||
| Chart of Accounts | |||
| Invoicing (unlimited) | |||
| Receipt Capture | |||
| Mileage Tracking | |||
| AI Tax Deduction Scanner | |||
| PWA / Offline Mode | |||
| Professional+ | |||
| AI Auto-Categorization | — | ||
| 90-Day AI Forecast | — | ||
| P&L & Expense Reports | — | ||
| Data Export (CSV/PDF) | — | ||
| QuickBooks / Xero Sync | — | ||
| Business Only | |||
| 12-Month AI Forecast | — | — | |
| Anomaly Detection | — | — | |
| NLP Financial Q&A | — | — | |
| Contracts & E-Signatures | — | — | |
| Multi-Business | — | — | |
| Accountant Access | — | — | |
| Scheduled Reports | — | — | |
What balance Replaces
Real bookkeeping at a fraction of the cost. No per-seat fees.
Full double-entry bookkeeping with Plaid bank connections and one-click reconciliation. Starting at $9/mo vs QuickBooks at $30/mo.
Everything Wave does plus AI categorization, cash flow forecasting, and mileage tracking.
GPT-4o vision extracts vendor, amount, date, and line items. Auto-matches to bank transactions.
Google Maps distance calculation, per-vehicle tracking, and IRS-compliant mileage reports.
One-click timers per client or project. Auto-generate invoices from tracked billable hours.
90-day and 12-month cash flow predictions powered by Gemini, based on your actual spending patterns.
Start bookkeeping that actually predicts your future
14-day free trial. No credit card required. Cancel anytime.
Start your free balance trial
Real bookkeeping with AI superpowers. Free for 14 days.
Everything in balance
Plaid Bank Connections
Auto-sync transactions, intelligent categorization, and one-click reconciliation.
Receipt OCR
Snap a photo — AI extracts vendor, amount, date, and line items automatically.
AI Cash Flow Forecasting
90-day and 12-month predictions based on your actual spending patterns.
AI Deduction Scanner
Automatically identifies missed tax deductions you didn't know you qualified for.
14
Days free
$0
No card required
Get started in under a minute
Setup is fast. We'll walk you through everything.